You’ve probably been there. It’s Sunday morning, you’ve got a stack of cash from a weekend gig, or maybe a check that absolutely needs to clear by Monday, and you’re staring at a locked glass door. It’s frustrating. We live in a world that never hits the "off" switch, yet the banking industry seems stuck in a 1950s time warp where Sunday is strictly for rest.
So, are any banks open on sunday?
The short answer is yes, but they’re basically the unicorns of the financial world. You aren't going to find a massive flagship branch on a street corner with its lights on. Instead, you have to know exactly where to look—usually inside a grocery store or tucked into a specific neighborhood in New York or Hawaii. Honestly, most people waste an hour driving around when they could have just checked a mobile app.
The Rare List: Which Banks Are Open on Sunday?
If you’re hunting for a physical human to talk to on a Sunday, your options are slim. Most big names like Wells Fargo or Bank of America are a hard "no." However, a few heavy hitters and regional players actually keep the lights on for a few hours.
🔗 Read more: The Cracker Barrel Private Equity Reality: What’s Actually Going On
TD Bank is probably your best bet if you’re on the East Coast. They’ve long branded themselves as "America’s Most Convenient Bank," and they actually put their money where their mouth is. Roughly half of their 1,100+ branches—stretching from Maine down to Florida—offer Sunday hours. Usually, they’re open from 11:00 a.m. to 2:00 p.m. but don't just show up; check their site first.
Then there's Chase. Now, this is where it gets tricky. Most Chase branches are closed. But, if you’re in New York City or parts of New Jersey (like Lakewood), you might find a few branches open from 10:00 a.m. to 2:00 p.m. It’s super localized.
Here are a few others that buck the trend:
📖 Related: Stellantis CEO Carlos Tavares: What Really Happened to the Cost-Cutter
- Sterling National Bank: You’ll find some locations open on Sundays, mostly in the Northeast.
- Woodforest National Bank: These guys are the kings of the "bank-in-a-retail-store" model. Since they are often located inside Walmarts, they tend to follow retail hours rather than "banker hours."
- American Savings Bank: If you happen to be in Hawaii, you’re in luck. Several of their branches have Sunday morning availability.
- Academy Bank: Similar to Woodforest, they often operate inside Walmart locations across the Midwest and West, keeping doors open for a few hours on the weekend.
- East West Bank: Very reliable for Sunday hours, especially on the West Coast and in major Chinatown districts.
Why Sunday Banking is Still Such a Rarity
It’s all about the Federal Reserve. Basically, Sunday isn't a "business day" for the Fed. Even if a bank is open and a teller takes your check, that money isn't actually moving through the system until Monday. Because the "plumbing" of the financial system is turned off, most banks figure it isn't worth the overhead to pay staff, security, and electricity for a day when they can’t actually finalize transactions.
Also, labor costs are a nightmare. Finding people who want to work a Sunday shift at a bank is tough, and for most institutions, the foot traffic just doesn't justify the expense. Most of us have moved to our phones anyway.
The Grocery Store Loophole
If you’re desperate, stop looking for standalone buildings. Look for supermarkets.
Banks like PNC, Huntington, and Fifth Third often have "mini-branches" inside stores like Kroger, Giant Eagle, or Meijer. These locations are much more likely to be open on Sunday because they have to stay available for the shoppers walking by.
Just a heads-up: these tiny branches can’t always do the "heavy lifting." You can deposit cash or talk about an account, but if you’re trying to close a complex commercial loan or get a medallion signature guarantee, the "Sunday crew" might not have the clearance to help you.
Digital Banking: The 24/7 Reality
Kinda makes you wonder why we even care about physical branches anymore, right? In 2026, the question of are any banks open on sunday is almost a legacy concern.
If you just need to move money, online banks like Ally, SoFi, or Capital One 360 are "open" every second of every day. You can deposit a check via your phone camera at 3:00 a.m. on a Sunday, and while it won’t "clear" faster than at a physical bank, you’ve at least started the process without leaving your couch.
📖 Related: How Much Money Did Brian Thompson Make? The Numbers Behind the UnitedHealthcare CEO
Plus, high-end ATMs (especially at Chase or Bank of America) now allow you to do almost everything a teller can. You can deposit stacks of cash without an envelope, get $5 bills instead of just $20s, and even clear up minor account issues.
Practical Steps for Your Sunday Money Crisis
Don't just drive to the nearest branch and hope for the best. That’s a recipe for a wasted afternoon.
- Use the "Open Now" Filter: Open Google Maps, type in "Banks," and then hit the "Open Now" filter. It’s surprisingly accurate, though it occasionally misses holiday shifts.
- Call the Branch Directly: If the app says they’re open, call anyway. Sometimes Sunday hours are "by appointment only" for things like safe deposit box access.
- Check for "Bank Holidays": If Sunday is followed by a Monday holiday (like MLK Day or Presidents Day), even the "open" banks might change their schedule.
- Go Digital First: If you’re just trying to pay a bill or move money between accounts, the mobile app is your best friend.
Ultimately, Sunday banking is a dying breed. As digital tools get smarter and AI-driven customer service becomes the norm, the need for a physical teller on a Sunday morning is vanishing. If you absolutely need a person, stick to the grocery stores or find a TD Bank. Otherwise, save the gas and use the app.
Actionable Next Steps
- Audit your local options: Open your banking app today and use the branch locator to filter for Sunday hours. This saves you from a "financial emergency" panic later.
- Set up Mobile Deposit: If you haven't used your bank's mobile check deposit feature, set it up now. It’s the single best way to avoid needing a bank on the weekend.
- Check ATM limits: If you think you'll need a large amount of cash on a Sunday, check your daily withdrawal limit in your app settings—you can often increase it temporarily without talking to a human.