The stock market is a funny place. One day you're the underdog, and the next, everyone is talking about your "hidden value." That's exactly where we find ourselves looking at the bank of india today share price which, as of the most recent market close on Friday, January 16, 2026, settled at ₹152.87.
Since today is Saturday, January 17, the markets are closed, but the buzz hasn't stopped. In fact, while heavyweights like HDFC Bank are dropping their Q3 results today, savvy investors are quietly eyeing the PSU space. Bank of India (BOI) has been on a bit of a tear lately. If you’ve been holding this for a year, you’re likely smiling. The stock has delivered a staggering return of roughly 57.75% over the last twelve months. That isn’t just "good." It's market-beating.
Honestly, it’s about time. For years, public sector banks were the "boring" part of the portfolio. Now? They’re the engines.
What's Driving the Bank of India Today Share Price?
You can't just look at a ticker and know the story. To understand why BOI is trading where it is, we have to look at the numbers under the hood. The bank recently reported a net profit of around ₹2,554 crore for the September 2025 quarter. That’s a 6.42% jump. Not explosive, maybe, but steady.
And steady is what investors want right now.
The Price-to-Book (P/BV) ratio is the real kicker here. While the State Bank of India (SBI) is trading at about 1.57 times its book value, Bank of India is sitting at a much leaner 0.76. Basically, you’re buying the bank's assets at a discount. If you're a value investor, that's like finding a designer jacket at a thrift store.
📖 Related: Brian Thompson to Testify: The Truth Behind the Legal Drama and What it Means
Key Technical Levels to Watch
Traders are looking at specific "lines in the sand" for Monday's open. Based on the latest technical data, here is the setup:
- The Pivot Point: ₹116.48 (This is the "neutral" zone).
- Resistance 1: ₹118.49.
- Resistance 2: ₹121.31.
- Support 1: ₹113.66.
- Support 2: ₹111.65.
Wait, why are those levels lower than the current price of ₹152.87? It’s because the stock has surged so fast that the long-term moving averages and historical pivot points are still playing catch-up. It shows just how much momentum is behind this move.
Dividends: The Sweetener for Shareholders
Let’s talk about passive income. Most people buy stocks for price appreciation, but BOI is actually a decent dividend play too. In June 2025, the bank paid out ₹4.05 per share. With a dividend yield hovering around 2.65% to 3.5% depending on your entry point, it’s a nice little "thank you" for staying invested.
If you bought in back when it was ₹90, your yield on cost is fantastic.
The NPA Story
Non-Performing Assets (NPAs) used to be the ghost that haunted PSU banks. Not anymore. Bank of India has managed to bring its Net NPA down to a very respectable 0.65%. That’s cleaner than some private banks. When the "bad loans" go away, the stock price usually goes up. Simple math, really.
Is the PSU Rally Over?
You’ll hear some "experts" say the rally is tired. They’ve been saying that since the stock was at ₹120.
The truth is, the whole Indian banking sector is changing. The RBI is pushing for tighter oversight and better provisioning. By 2026, we’re seeing the benefits of these reforms. Credit growth is hitting double digits (around 12-13% expected for FY26). People are taking loans for cars, houses, and businesses at a record pace.
Bank of India is a mid-cap player in this space, which means it has more room to run than the giants. But it also means more volatility. You’ve gotta be able to stomach the swings.
Practical Next Steps for Investors
If you're looking at the bank of india today share price and wondering what to do, don't just jump in because of FOMO. Here is how a seasoned pro would handle it:
🔗 Read more: 619 West 54th Street: Why This Massive Midtown Block is Dominating NYC Life Sciences
- Check the Q3 Earnings: We are in the thick of earnings season. Keep an eye out for BOI's specific December quarter announcement. If the Net Interest Margin (NIM) stays stable, the stock likely stays bullish.
- Monitor the ₹150 Support: Since the stock closed just above ₹152, the ₹150 mark is a psychological floor. If it breaks below that on Monday, we might see a small correction.
- Compare with Peers: Look at Union Bank or Canara Bank. If they are all moving together, it’s a sector-wide play. If BOI is moving alone, there might be specific news or "inside" institutional buying driving it.
- Dividend Eligibility: If you're in it for the payout, remember you must buy at least one day before the "Ex-Dividend" date, which usually falls in May or June for this bank.
The banking sector in 2026 is all about digital transformation and clean balance sheets. Bank of India seems to be checking both boxes. It’s no longer just a "government bank"; it’s a competitive financial institution. Whether you’re a day trader or a long-term "buy and hold" type, this is one ticker that deserves a spot on your watchlist.
Watch the opening bell on Monday. The ₹157.50 high from the previous session is the immediate target. If it clears that, we’re looking at blue skies.