Finding a place to park your money shouldn't feel like a part-time job. Honestly, most of us just want a bank—or in this case, a credit union—that doesn't disappear the second we leave our neighborhood. You've probably seen the signs for bethpage federal credit union branches popping up in places they never used to be.
But here is the thing. If you're still looking for a sign that says "Bethpage," you might actually walk right past your own money.
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The Big Name Change
In a move that surprised plenty of Long Islanders, Bethpage Federal Credit Union officially rebranded to FourLeaf Federal Credit Union in early 2025. This wasn't just a fresh coat of paint. It was a massive strategic shift. They realized that having "Bethpage" in the name made people think they were stuck on a single island.
The credit union is now the largest in the Northeast. They have over 480,000 members. That is a lot of people to keep happy. To handle that growth, they’ve been opening physical locations at a breakneck pace, stretching far beyond their original Grumman hangar roots.
Where You’ll Actually Find Them
You aren't limited to Nassau and Suffolk anymore. While the heart of the operation stays at the headquarters at 899 South Oyster Bay Rd in Bethpage, NY, the reach has gone regional.
They recently pushed into New Jersey with a flagship branch in Cherry Hill. Queens has also seen a huge influx of new spots. We're talking Sunnyside, Ozone Park, and a brand-new location in Forest Hills that just had its ribbon-cutting in March 2025.
If you are hunting for a specific physical spot, here is a quick look at where the footprint is heaviest right now:
- Nassau County: Massive presence in Farmingdale, Levittown, Mineola, Westbury, and Glen Cove.
- Suffolk County: You’ll find them in Bay Shore, Huntington, Riverhead, and the new Station Yards community in Ronkonkoma.
- New York City: Multiple spots in Queens (Bayside, Sunnyside, Forest Hills) and a Chelsea branch on West 26th Street in Manhattan.
- New Jersey: The Cherry Hill branch marks their first big step into the Garden State.
Don't forget the King Kullen branches. Several bethpage federal credit union branches are actually tucked inside supermarkets. It is super convenient for grabbing cash or making a quick deposit while you're buying milk. The Bay Shore King Kullen location is a classic example of this "bank-while-you-shop" model.
The 30,000 Branch "Secret"
Here is a bit of a reality check. Even with nearly 40 physical locations of their own, you might still find yourself in a "banking desert." This is where the CO-OP Shared Branching network kicks in.
Basically, Bethpage (now FourLeaf) is part of a massive cooperative. Because they are a credit union and not a big corporate bank, they play nice with others. You can walk into over 5,000 participating credit union branches across the United States and do your business.
Need to withdraw cash in California? Fine. Want to deposit a check in Florida? No problem. You just need your member number and a government ID. It makes the physical "Bethpage" branch count feel a lot larger than it actually is.
What You Can Actually Do In-Person
Not everything needs a face-to-face. Let's be real, most of us use the app for 90% of our banking. But when things get complicated, a screen doesn't cut it.
The physical branches are still the go-to for Notary Public services or getting a Medallion Signature Guarantee. Try doing that via a chatbot. You can’t.
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Branch hours are pretty standard but vary slightly. Most lobbies open at 9 a.m. and close at 5 p.m. Monday through Thursday. They usually stay open until 6 p.m. on Fridays because, well, everyone needs money for the weekend. Saturdays are short—typically 9 a.m. to 1 or 2 p.m.
Common Misconceptions
A big one: "I can't join unless I live in Bethpage."
False. Totally wrong.
Anyone can join now. You just open a savings account with $5. That five bucks is your "share" of the credit union. It makes you an owner, technically.
Another myth is that they have fewer ATMs than the "Big Three" banks. Between their own machines and the CO-OP network, members actually have access to over 30,000 surcharge-free ATMs. That includes machines at 7-Eleven and CVS. You’re likely closer to an ATM than you think.
Making the Most of Your Visit
If you actually have to go into one of the bethpage federal credit union branches, don't just wing it. They have an online appointment scheduler now. It saves you from standing in line behind someone trying to change $500 into nickels.
- Check the Name: Remember, the sign might say FourLeaf now. Don't get confused.
- Bring the ID: They are sticklers for security. Driver's license or passport is a must.
- Use the Video Branch: If the drive is too long, they have a "Virtual Branch." You can talk to a real human via video call for things like opening new accounts or applying for a loan. It's basically the branch experience from your couch.
The expansion isn't stopping. With more locations planned for the Tri-State area throughout 2026, the physical presence is finally catching up to their digital muscle. Whether you call it Bethpage or FourLeaf, the goal remains the same: keeping your money accessible without making you drive thirty miles to find it.
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Next Steps for You
- Check the official branch locator to see if your local spot has updated its hours or moved to a new "FourLeaf" location.
- Download the new mobile app to find the nearest CO-OP shared branch if you’re traveling outside of New York.
- Schedule an appointment online before heading in to handle complex tasks like mortgage applications or notary services to skip the wait.