Camden County NJ Property Records: What Most People Get Wrong

Camden County NJ Property Records: What Most People Get Wrong

Ever tried finding a specific deed in the middle of a Friday afternoon and ended up staring at a "Server Not Found" screen? Honestly, it’s frustrating. Most people think Camden County NJ property records are tucked away in some dusty basement in the city of Camden, accessible only to lawyers with secret handshakes.

That’s not how it works. Not anymore.

Since 1978, the county has been digitizing basically everything. But here’s the kicker: the "public" part of public records doesn't always mean "easy to find." You've got the County Clerk for deeds, the Board of Taxation for assessments, and the Municipal Tax Collector for the actual bills. They don't always talk to each other. If you’re looking for a lien but you’re searching the tax assessment database, you’re going to find exactly nothing.

Let's break down where this stuff actually lives and how you can get it without losing your mind.

Where the Real Camden County NJ Property Records Are Hiding

If you want a copy of a deed or a mortgage, you need the Camden County Clerk. Specifically, Pamela R. Lampitt’s office. They run a system that is surprisingly robust, but it has some quirks that trip people up.

The Clerk’s Online Database

The Clerk's office uses a system from New Vision Systems. It’s the "source of truth" for documents from 1978 to right now.

There are two ways to get in:

  1. Basic Access: This is free. You don't even need an account. You can search, you can look at the data, and you can print. The catch? Everything has a big "Unofficial" watermark on it.
  2. Premium Access: This costs $25 a month. If you’re a title agent or a serious real estate investor, you basically have to pay this. It gives you clean, unwatermarked copies and access to the "heavy" stuff like Lis Pendens (foreclosure notices), federal liens, and construction liens.

A weird technical tip: As of early 2026, the premium search application still heavily favors Microsoft Edge. If you try to run the advanced search on Chrome or Safari, it might get cranky.

What You Can Find There

  • Deeds: The actual transfer of ownership.
  • Mortgages: Who owes what to which bank.
  • Discharges: Proof that a mortgage was paid off (super important if you're trying to sell).
  • Quitclaim Deeds: Often used in divorces or family transfers.

Tax Assessments vs. Tax Bills: Don't Confuse Them

This is where most people get tripped up. There is a massive difference between what the county says your house is worth and what you actually pay in taxes.

The Board of Taxation (The "Value" People)

The Camden County Board of Taxation, located over on Lakeland Road in Blackwood, handles the assessments. Their "Property Assessment Data Search Hub" is the place to go if you want to see what your neighbors are paying or if you're planning an appeal.

New Jersey uses something called a "valuation date." For the 2026 tax year, that date was actually October 1, 2025. If the market crashed on October 2nd, the Board of Taxation doesn't care—at least not for this year’s assessment.

The Tax Collector (The "Money" People)

If you need to know if the taxes are actually paid, you don't go to the county. You go to the municipality.

Whether you’re in Cherry Hill, Gloucester Township, or Voorhees, each town has its own tax collector. Most of them now use a portal called "WIPP" or "Edmunds." You can search by address, and it will show you exactly what is owed. If you’re buying a house, this is where you check for "tax sale certificates"—which is basically a fancy way of saying someone else has a claim on the house because the owner didn't pay the taxes.


The Secret to Searching Like a Pro

Most people type in an address and get "No Records Found." They assume the system is broken. Usually, it's just because the database is picky.

Less is more. If the house is at 123 North Broadway Street, don't type all of that. Just type "Broadway" in the street name and select the municipality. If you add "Street" or "St." or "North," and the person who typed it in 1985 didn't, the computer won't find it.

Also, watch out for the Block and Lot. In New Jersey, this is the "social security number" for a piece of land. If you have the Block and Lot, use it. It’s way more accurate than a street address.

💡 You might also like: Tracy Area Funeral Home: What Most People Get Wrong

How to File an Appeal (2026 Rules)

If you looked up your Camden County NJ property records and realized your assessment is way higher than the house is actually worth, you can fight it. But there are strict deadlines.

  1. The Deadline: For most people, you have to file by April 1st.
  2. The Exception: If your town just did a "revaluation" (like Pine Hill and Lindenwold recently did), you usually get until May 1st.
  3. The Evidence: You can't just say "taxes are too high." Everyone thinks that. You need "comparable sales"—actual houses near you that sold for less than your assessment between October 1, 2024, and October 1, 2025.

You can actually file these appeals online now through the mynjappeal.com portal. It's way easier than the old days of mailing three paper copies to the courthouse.

Getting "Off-Book" Records with OPRA

Sometimes the online databases don't have what you need. Maybe you're looking for old building permits, environmental reports, or site plans. This stuff isn't usually in the property records database.

You need to file an OPRA (Open Public Records Act) request.

In Camden County, each department has a custodian of records. If you want something from the Board of Taxation, you email Diane Hesley's office. If you want something from the City of Camden specifically, you hit up the Records Management Unit in Room 105 of City Hall.

Under the law, they have seven business days to get back to you. If they don't, they're technically in violation of state law. Just remember: OPRA is for existing documents. You can't ask them to "create" a report for you. You have to ask for a specific thing that already exists.

If you're ready to dig into Camden County NJ property records, here is exactly how to do it efficiently:

  • Start at the County Clerk’s "Basic Search" portal to find the most recent deed. This confirms who actually owns the property. Take note of the "Book and Page" number; you'll need it for everything else.
  • Check the Board of Taxation Hub to see the current assessment. Look for the "Common Level Range." For 2026, if your assessment-to-market-value ratio is between 89.67% and 100%, you're probably in the "fair" zone. If it's higher, you might have a case for an appeal.
  • Verify the tax status through the municipal WIPP portal. Don't assume the county records are up to date on payments. The town collector is the only one who knows for sure if a check cleared yesterday.
  • Sign up for the Property Alert System. The County Clerk offers a free service where they email you if any document is recorded against your name or property. It’s the easiest way to prevent deed fraud, which is a real thing that happens more than people think.

By following these steps, you’re not just guessing—you’re using the same workflow that title researchers and real estate pros use every day.