You’re looking for the stock price of GEICO. It makes sense. You see the gecko everywhere, the ads are funny, and the company is basically a titan in the insurance world. But here’s the thing—and honestly, it trips up a lot of people—you can’t find a GEICO ticker symbol on the New York Stock Exchange.
It’s not there.
The reason is simple: GEICO isn't a standalone public company. It hasn't been since the mid-90s. If you want to "own" a piece of the gecko, you actually have to look at the stock price of its parent company, Berkshire Hathaway.
The Real Deal Behind the Stock Price of GEICO
Back in the day, GEICO was actually a public company. In fact, it's one of the most famous "value investing" stories in history. Warren Buffett, the "Oracle of Omaha," first learned about the company in 1951 when he was just a student. He literally took a train to Washington D.C. on a Saturday and convinced a janitor to let him into the building. He ended up talking to an executive for hours, and that meeting changed his life.
Buffett eventually bought the whole thing. By 1996, Berkshire Hathaway acquired the remaining shares it didn't already own for about $2.3 billion. Since then, GEICO has been a wholly owned subsidiary.
So, when people talk about the stock price of GEICO today, they are technically talking about Berkshire Hathaway (BRK.A or BRK.B).
How GEICO Moves the Needle for Berkshire
GEICO is a massive part of Berkshire’s "float." That's the money insurance companies collect in premiums before they have to pay out claims. Buffett uses that cash to invest in other businesses. It’s the engine that has helped make Berkshire one of the most valuable companies on the planet.
As of early 2026, Berkshire Hathaway's stock is reflecting a mixed bag for its insurance units. Recent reports from late 2025 show that GEICO’s underwriting profits actually took a bit of a hit—down about 13% in the third quarter of 2025 compared to the year before.
Why? Mostly because of higher expenses.
The company has been spending like crazy on advertising to keep up with competitors like Progressive. You might have noticed more commercials lately; that costs money. In the first nine months of 2025, GEICO’s underwriting expenses jumped by nearly 37%.
Even with those costs, GEICO ended Q3 2025 with a $1.7 billion profit. Not exactly chump change.
Tracking the Current "GEICO" Tickers (BRK.A and BRK.B)
Since you can't buy GEICO directly, you have to choose between two versions of Berkshire Hathaway stock.
Class A Shares (BRK.A) are for the heavy hitters. As of January 15, 2026, a single share of BRK.A is trading around $738,690. Yes, you read that right. Nearly three-quarters of a million dollars for one share. Buffett famously refuses to split this stock because he wants long-term investors, not speculators.
Class B Shares (BRK.B) are the "Baby Berkshires." These were created so regular people could actually afford to invest. Right now, BRK.B is trading around $492.62. This is the ticker most people use when they want to track the performance and stock price of GEICO and the rest of the Buffett empire.
Comparing Performance: GEICO vs. The Field
GEICO’s performance is a major driver for Berkshire, but it isn’t the only one. Berkshire also owns BNSF Railway, various energy companies, and huge stakes in Apple and Coca-Cola.
| Metric (2025/2026 Data) | GEICO / Berkshire (BRK.B) | Progressive (PGR) |
|---|---|---|
| Share Price (Jan 2026) | ~$492 | ~$265 (Est.) |
| Q3 2025 Profit | $1.7 Billion | $2.3 Billion (Est.) |
| Expense Ratio Advantage | Strong (11.8%) | Moderate (25.5%) |
GEICO still maintains a massive advantage in its "expense ratio." Basically, they are way more efficient at running their business than most other insurers. They don’t use agents who take commissions; they sell directly to you. That keeps their costs low, which is why they can (usually) offer lower premiums.
What Most People Get Wrong About Investing in GEICO
Kinda funny thing happens when people start looking into this. They think that if car insurance rates go up, the stock price of GEICO (via Berkshire) will automatically skyrocket.
It's more complicated.
When rates go up, it's usually because the cost of repairing cars or medical bills from accidents is also going up. This is called "claims severity." In 2025, insurers saw a spike in how much it cost to fix modern cars—all those sensors and cameras in bumpers aren't cheap. So, even if GEICO raises your premium, they might just be breaking even on the increased repair costs.
Also, there's the "shareholder discount" myth.
It used to be a widely known "hack" that if you owned just one share of Berkshire stock, you could get an 8% discount on your GEICO policy. While many people still claim this works, it’s not as universal as it once was. GEICO has become much more automated with its pricing, and many of the standard discounts (like for military or certain professions) already "cap out" the maximum discount you can get. Still, it doesn't hurt to ask your agent if you're a shareholder.
Should You Buy the "GEICO" Stock Right Now?
If you're looking at the stock price of GEICO as an entry point into the market, you're really betting on the management style of Berkshire Hathaway.
Right now, Berkshire is sitting on a record amount of cash—over $380 billion as of late 2025. That’s a lot of dry powder. If the market dips, they have the money to buy up more companies.
📖 Related: Fortune 500 US Companies: What Most People Get Wrong
However, some analysts are cautious. They see GEICO struggling to grow its "policies-in-force" (the number of customers they actually have) as fast as Progressive. While GEICO is profitable, it's currently playing a bit of defense.
Actionable Insights for Investors:
- Don't look for "GICO" or "GEICO": Use BRK.B for your watchlists. It is the most accurate proxy for the company's value.
- Watch the Combined Ratio: This is the most important number in GEICO’s quarterly reports. Anything under 100 means they are making a profit on their insurance. In 2025, GEICO was hovering around the low 70s to 80s, which is exceptionally good.
- Consider the "Buffett Premium": Berkshire stock often trades at a premium because people trust the management. With leadership transitions always on the horizon, keep an eye on how the market reacts to news about Greg Abel or Todd Combs (who has been heavily involved with GEICO).
- Compare with Peers: If you specifically want exposure to the auto insurance market without the "baggage" of a railroad and a candy company (See's Candies), you might want to look at Progressive (PGR) or Allstate (ALL) instead.
Understanding the stock price of GEICO means understanding that you are buying into a massive, diversified machine. It’s not a pure-play insurance stock anymore, but it remains one of the most stable ways to play the insurance sector.
Check the latest 10-Q filings from Berkshire Hathaway if you want the nitty-gritty details on GEICO’s loss ratios. It’s dry reading, but that’s where the real money is tracked. Focus on the "Underwriting Gains" section to see exactly how much the gecko is contributing to the bottom line this year.