Finding your Truist Georgia routing number shouldn’t feel like a scavenger hunt. Honestly, it’s one of those things you never think about until you’re staring at a tax form or setting up a direct deposit for a new job. Then, suddenly, it's the most important nine-digit sequence in your life.
If you opened your account in Georgia, the main number you’re looking for is 061113415.
That is the "legacy" SunTrust routing number that still powers the vast majority of Truist transactions in the Peach State. Since the massive merger between BB&T and SunTrust back in 2019, things got a little messy for a minute. People were confused. They didn't know if they should keep using their old BB&T codes or if everything had migrated to a new Truist-specific string.
Here is the deal: Truist still uses routing numbers based on where the account was originally opened and which "legacy" bank you belonged to. For the vast majority of Georgia residents, that 061113415 code is the golden ticket.
What Actually Is a Routing Number Anyway?
Think of a routing number—officially known as an ABA Routing Transit Number (RTN)—as a zip code for your bank. It’s a nine-digit address that tells the Federal Reserve and other banks exactly where to send your money.
The first two digits usually represent the Federal Reserve district. For Georgia, which sits in the 6th District (Atlanta), you’ll notice most routing numbers start with 06. The rest of the digits identify the specific institution and help the system verify that the number isn't just a random string of typos.
It’s about accuracy. If you get one digit wrong on an outgoing wire transfer, your money doesn't just "get lost." It gets stuck in a digital limbo that can take days, or even weeks, to resolve. It’s a massive headache. You want to avoid that.
Why Georgia Has Its Own Specific Number
Banks aren't just one big giant pile of money in a vault. They are highly regulated legal entities that operate state-by-state. When SunTrust and BB&T merged to form Truist, they didn't just delete all their old systems and start from scratch. That would have caused a global financial meltdown. Instead, they kept the existing "pipes" in place.
If you were a BB&T customer in Georgia, your routing number might actually be different from a legacy SunTrust customer. Historically, the BB&T Georgia routing number was 061113415 as well in many regions, but some older accounts might still reflect a code like 053101122 if they were migrated from specific South Carolina or border-branch acquisitions.
However, for 99% of modern Truist Georgia transactions, the 061113415 number is the standard.
Paper Checks: The Most Reliable Source
If you still have a checkbook gathering dust in a drawer, grab it. It’s the ultimate source of truth.
Look at the bottom left corner of any check. You’ll see three sets of numbers printed in that weird, blocky magnetic ink.
- The first set (nine digits) is your Truist Georgia routing number.
- The second set is your individual account number.
- The third set is the check number itself.
Don't mix them up. If you give a payroll department your account number instead of your routing number, your paycheck will bounce back to your employer, and you’ll be stuck eating ramen while the HR department "investigates" the error.
Different Numbers for Different Tasks
This is where it gets slightly annoying. You might think one routing number handles everything. Nope.
Truist, like most major banks, uses different "routes" for different types of money movement. While the standard ABA routing number works for direct deposits (like your salary) and ACH transfers (like paying your electric bill), it might not be the right one for a domestic or international wire transfer.
Domestic Wires vs. ACH Transfers
An ACH (Automated Clearing House) transfer is the slow-and-steady tortoise of the banking world. It’s used for payroll, bill pay, and Peer-to-Peer (P2P) apps. For these, use the standard Georgia number.
Domestic wires are the hares. They are fast. They are often used for closing on a house or sending large sums of money that need to be there now. Truist often uses a centralized routing number for wires regardless of which state you are in.
Currently, for most incoming domestic wires, Truist utilizes 051900366.
Why the difference? It's basically a separate lane on the highway. Using the wire-specific number ensures the money hits the high-speed processing center rather than sitting in the standard ACH queue. If you use the Georgia ACH routing number for a wire, it might still get there, but it will probably be delayed. Or rejected. And wire rejection fees are no joke.
International Transfers
If you're receiving money from overseas, a routing number isn't enough. You need a SWIFT code (also known as a BIC).
For Truist, the SWIFT code is SUNUS33.
You'll notice it still has "SUN" in it—a lingering ghost of SunTrust. This code tells international banks in London, Tokyo, or Paris exactly which "vessel" to put the money in to get it across the ocean to the US.
How to Verify Your Number Without Leaving Your Couch
Maybe you don't have a checkbook. Most people under 40 don't. That's fine.
Log into the Truist mobile app or the online banking portal.
- Click on your specific checking or savings account.
- Look for a tab or link that says "Account Details" or "Show Details."
- It will explicitly list the routing number assigned to that specific account.
This is actually the safest way to do it. Why? Because if you have an account that you originally opened in Florida but you now live in Savannah, your routing number will be a Florida number, not a Georgia one. Routing numbers are tied to the branch location where the account was born, not where you currently live.
If you moved from Atlanta to Charlotte, your Georgia routing number stays with that account forever. If you want a North Carolina routing number, you’d technically have to open a brand-new account in a North Carolina branch.
Common Mistakes and How to Avoid Them
The biggest mistake is assuming every Truist customer uses the same number. They don't. Truist is a massive machine.
Another big one? Misreading the digits on a blurry photo of a check. Those magnetic ink characters are designed to be read by machines, not necessarily human eyes. The "0" and the "8" can look surprisingly similar if the lighting is bad.
Always double-check. Then triple-check.
Also, be wary of third-party websites that claim to have "lists" of routing numbers. Many of those sites are outdated. They might still be listing numbers from banks that Truist bought out ten years ago. Stick to official sources like the Truist website or your own banking statements.
Real-World Scenario: Setting Up Your Direct Deposit
Let's say you just landed a job at a tech firm in Midtown Atlanta. They hand you a direct deposit form.
You need:
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- The Bank Name: Truist Bank
- Account Type: Checking (usually)
- Routing Number: 061113415 (assuming you opened the account in GA)
- Your Account Number: (Found in your app or on your check)
If you’re unsure, just put "Truist" and the 061113415 number. If you opened the account at a SunTrust branch in Georgia anytime in the last twenty years, this is almost certainly the number the system is looking for.
Actionable Next Steps
Don't leave this to memory. You'll forget it in five minutes.
- Save it in your phone contacts. Create a contact named "My Bank Info" and put the routing number in the notes section. Just don't put your account number or PIN there—that's a security risk.
- Download a voided check. Most banking apps have a "PDF Voided Check" feature. Download it and save it to your "Important Documents" folder on your computer. It has all the info pre-verified.
- Confirm for Wires. If you are about to receive a large wire transfer, call the Truist customer service line at 844-4TRUIST (844-487-8478) and ask specifically for the "Incoming Wire Routing Number." It saves a world of hurt later.
Banking is complicated, but finding your Truist Georgia routing number doesn't have to be. Stick to the verified 061113415 for your standard daily needs, and you'll be just fine.